Maryland Insurance Administration Life-Producer : Maryland Life Producer Exam (Series 20-27)
- Exam Code: Life-Producer
- Exam Name: Maryland Life Producer Exam (Series 20-27)
- Updated: Oct 13, 2026
- Q & A: 85 Questions and Answers
About Maryland Insurance Administration Life-Producer Exam
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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Insurance Fundamentals | - Insurance concepts
|
| Topic 2: State Regulation (Maryland Insurance Law) | - Ethics and conduct
|
| Topic 3: Policy Provisions and Riders | - Life insurance policy clauses
|
| Topic 4: Life Insurance Products | - Annuities
|
Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:
A transaction in which a new life insurance policy is purchased, and an existing life insurance policy is surrendered is called:
- A. Replacement
- B. Nonforfeiture
- C. Reinvestment
- D. Rollover
Correct Answer: A 🗳️
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A life insurance producer is normally responsible for all of the following EXCEPT:
- A. Notifying the company if a new policy will replace an existing policy
- B. Collecting the initial premium from the applicant
- C. Delivering newly issued policies to applicants
- D. Approving policies for issue on behalf of the insurer
Correct Answer: D 🗳️
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Who normally receives dividends in a stock insurance company?
- A. Shareholders
- B. Producers
- C. Beneficiaries
- D. Only members of the board of directors
Correct Answer: A 🗳️
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Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:
- A. Intimidation
- B. Defamation
- C. Extortion
- D. Coercion
Correct Answer: B 🗳️
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Who normally receives dividends in a stock insurance company?
- A. Shareholders
- B. Producers
- C. Beneficiaries
- D. Only members of the board of directors
Correct Answer: A 🗳️
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