Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo : Life and Accident and Health or Sickness Producer - Combo Series 20-30

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

A) Military service
B) Automobile accidents
C) Injuries occurring in the home
D) Commercial airline crashes

2. Surrender and loan features are required in all of the following life insurance policies EXCEPT:

A) Universal life
B) Five-year term life
C) Twenty payment life
D) Endowment insurance

3. Which benefit is usually excluded from accident and health plan coverage?

A) Hospital expense
B) Surgical expense
C) Custodial care
D) Physicians' visits

4. (What is the effect on a life insurance policy if the insured fails to repay the full value of loans taken against the policy?)

A) The policy becomes void.
B) The death benefit is reduced.
C) The premium is increased.
D) Dividends are suspended.

5. An individual life insurance policy may include coverage for all of the following EXCEPT:

A) Burial
B) Disability
C) Long-term care
D) Workers ' compensation

Solutions: