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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) fee simple estate.
B) joint tenancy.
C) tenancy in common.
D) real estate contract interest.

2. A manufactured home can be insured if

A) it has a motor vehicle title and is located on the insured property.
B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
C) it is on the insured property and has a permanent foundation.
D) a mortgage has been filed describing the manufactured home.

3. The effective date on a title commitment is the date

A) the public records were verified to.
B) of the last recording on record.
C) the order was completed.
D) the commitment is issued.

4. Coverage under a loan policy remains effective

A) until the secured debt is satisfied.
B) until the lender assigns the mortgage.
C) until the property is sold.
D) during the life of the owner.

5. A leasehold interest in real property ownership is

A) an insurable interest.
B) an usury interest.
C) a non insurable interest.
D) a lien interest.

Solutions: